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How can you tell if the link I clicked on is a genuine link?

Or a malitious one designed to try and fool you into thinking you're at the website you think you're at, or is it a website someone has set up just to steal your credit or debit card, or bank details? 

How can I tell if the link is genuine? It's as simple as being observant, and using your eyes.

Once you click the link, look at the TOP of the webpage, where the webpage address is, it will start with http:// If this is NOT the website you thought you were on, 

for example you thought you were on but the address does NOT show that then CLOSE THE PAGE NOW, and delete the email. 

EVEN if the page looks genuine, and has all the right logos and looks exactly like the real page. 

Another way to make certain you're on the right page is a little known method, 
Look at the very bottom of the webpage you're on, and I mean RIGHT at the very bottom, 
Now move your mouse over the links on the webpage and you should see the links being displayed as writing on the bottom of the webpage, IF the links do not reflect the website you think you're on, then again - CLOSE THE PAGE.

Try this just to see what I mean, go to and see for yourself.
I'm using the Lloyds website as an example because I know it's genuine. 

How do I know I'm on a Secure page and it's safe to enter my credit, debit card, or bank details? 

This is quite easy, when you're on a genuine page, there will be a lock showing somewhere on the page
Where this lock shows depends on what browser and version you're using.
For instance if you're using Internet Explorer Version 7 or higher the Lock symbol SHOULD be in the top of the page, where the website address is, on the right hand side, and when you're on a secure site, 
this lock will be CLOSED.
If you're using an older version of Internet Explorer then the lock is at the bottom of the page. 

Once you see this lock symbol and it's closed this means the website is secure, and anything typed into that page will be encrypted before being sent therefore it's secure.

For an example of a page that is secure click here This is the signin page of the lloydstsb website
This is a secure page, and you will see the lock symbol.

The Safest way to be totally secure is to Never click a link in an email, 
instead open you're browser (internet explorer usually) and type the website address in yourself.
That way you will only ever go to websites you personally trust. 
Unless your computer has a virus and you get sent to random unwanted webpages 
(Which we can fix for you.)

Posted on February 23rd 2013